May 23, 2013 7:24 pm
Having suffered hurricane damage in the past, I wanted to pass on a few important tips from the insurance industry regarding the upcoming and potentially severe hurricane season.
According to Chicago-based Property Casualty Insurers Association of America (PCI), leading weather researchers are forecasting an active hurricane season. The Colorado State University Department of Atmospheric Science recently released its 2013 Extended Range Forecast of Atlantic Seasonal Hurricane Activity and Landfall Strike Probability.
The forecast calls for 18 named storms, including nine hurricanes, four classified as major (Category 3, 4 or 5). CSU also projects a 72 percent chance of at least one major hurricane hitting the United States, as compared to a 52 percent average over the course of the last century.
The report states that the east coast, including the Florida peninsula, is projected to have a 48 percent chance of a major hurricane, compared to a 31 percent average over the last century. And the Gulf coast, including the Florida panhandle, is projected to have a 47 percent chance of a major hurricane, compared to a 30 percent average for the century.
Additionally, the North Carolina State University Coastal Fluid Dynamics Lab is forecasting 13-17 tropical storms, compared to a 63-year average of 10.8, and this includes 7-10 hurricanes, with 3-6 major hurricanes, as compared to averages since 1950 of 6.3 and 2.7, respectively.
The PCI's Chris Hackett advises home and business owners to prevent the loss of life and minimize property damage, it is vital that coastal residents create a family disaster plan, maintain an emergency supply kit, and stay informed about approaching storms.
Hackett. added that storm proofing of structures is one of the most effective ways to promote public safety and reduce the costs of homeowners insurance. Taking proactive steps to strengthen structures not only protects policyholders' families and assets; it also strengthens the property insurance market, on both the state and federal levels, by reducing risk exposure.
In the next segment, we'll pass on a number of tips and things to consider as you batten down for the anticipated severe 2013 hurricane season.