April 18, 2013 5:24 pm
(BPT) - From intense heat to extreme snow, your roof protects your house from the elements all year long. When is the last time you checked to make sure your roof was in good shape? No matter what the seasons are like in your area, now is the time to begin preparation for extreme weather by giving your roof a second look.-
"Regardless of your area's climate, it is imperative that your roof stays up-to-date so that it can protect your home efficiently," says Aaron Phillips, corporate director of technical systems for TAMKO Building Products, Inc.
Time-consuming roof projects can be a nuisance and a stress to homeowners. But, by staying on top of repairs, a roof will stay well maintained.
Spring brings warmer temperatures, green grass and flowers, but it also brings spring rain. While spring rain may be great for your garden, it can severely damage your home if your roof is out of shape.
Have your roof professionally inspected for any problems winter storms may have caused. Finding and fixing leaks is important so that the rainwater does not drip into your attic. Fixing leaks early will help you avoid problems later.-
Water from spring rain needs to have access to easy drainage so it does not saturate your roof. Check your gutters for leaks and clean out leaves and debris that winter has left behind.
When the temperatures start to rise, it is important to assure that your roof can breathe. The area underneath your roof needs access to cooler air so that the warm, expanding air can escape. Allowing the warm air to escape can help the home maintain a comfortable temperature without overworking your air conditioning unit. When you consider how hot the temperature can get inside your attic, it is easy to see why proper ventilation is so important.
It is important to inspect your ventilation system, both inside and out. Ensure that nothing could block the escape of air, such as insulation or debris, and look for signs of wear that indicate you need to update your ventilation system. Under-ventilated attic space can lead to higher cooling costs and accelerate the aging of shingles.
As the summer heat starts to break and the kids go back to school, fall provides the perfect time to ensure that your home is protected for winter. If your roofing system is not up to standard, it may be time for new shingles. Shingles provide great protection for your home, but like everything else, reinforcing them with back-up makes them stronger.-
Before having your new shingles installed, consider reinforcing your roof with an extra layer of protection. TAMKO carries a line of underlayments that help give your roof an extra layer of protection against rain and snow.
Your roof makes up around 50 percent of your home's exterior. Something that is such a large part of your home and provides protection to your family and your belongings should be well maintained. By spreading your roof checkups throughout the seasons, you can ensure that your roof is always in the best shape possible. A well-kept roof means a happy house.
April 18, 2013 5:24 pm
Q: What Causes a Foreclosure?
A: A lender decides to foreclosure, or repossess, a property when the owner fails to pay the mortgage. Unfortunately, thousands of homes end up in foreclosure every year.
Many people lose their homes due to job loss, credit problems, divorce, unexpected expenses, and during periods of economic instability.
Failure to pay property taxes may also cause a homeowner to lose his home. Trouble can also arise when owners neglect to pay local water bills and home insurance premiums.
April 18, 2013 5:24 pm
Undivided interest. Ownership by two or more persons that gives each the right to use the entire property.
April 18, 2013 4:22 pm
I recently made the acquaintance of Marianne Cusato (mariannecusato.com) after she was named one of the most influential people in the home-building industry by Builder magazine.
Cusato first came to fame for her work on Katrina Cottages, the 308-square-foot kit homes that provided shelter to flood victims in the Gulf. In 2012, Cusato was voted one of the 30 Most Influential Women in the Housing Economy by HousingWire Magazine.
In her new book, “The Just Right Home,” Cusato is not only reaching out to buyers and renters - she wants to help housing experts rethink the way they design, build, sell, and resell real estate, as well as gain an edge on their competition.
Cusato's book leads you through every step of choosing a home - from the broad strokes, such as city vs. suburb and buy vs. rent, to specific details of energy use and building materials.
“The Just Right Home” helps readers understand what they want in a home and what they need by showing:
- Why proximity - to work, to stores, to schools - trumps location, and what the difference means
- Why a property’s live-in value is greater than its resale value
- How to identify and assess the big three variables: function, cost, delight
- How to get a realistic grip on budget, including factoring in maintenance costs
- How to plan for future needs - children moving out, a parent moving in, or just growing old in a home
- Why all square feet are not created equal
- The ins and outs of zoning, covenants, homeowners associations
- The five elements to look for when walking through a property
Moving today means more than changing addresses; it is an opportunity to assess how one really wants to live and to truly understand how a home is tied to a job, family, health, and personal finances.
While there is no one handbook for those going through a move, relocation or new home experience for the first time, Cusato's latest book appears to be packed with advice - maybe give it a read.
April 18, 2013 4:22 pm
Divorces can be messy. Emotionally, spiritually and financially. If your partner handled the finances, then you can be left clueless. Budgets and bills can be overwhelming if you’ve never had to take them on before. Or, maybe it’s not the new responsibilities, but the divorce itself is cleaning out your savings. Alicia Klat a contributor to SupportInASplit.com offers four ways to help yourself, or a friend in need, find financial empowerment and the happiness that comes with it.
Break it up.
Approach one element of finances at a time or set a time limit and work in 10-minute chunks. Removing the pressure to “do it all” in one sitting will help ease anxiety.
Focus on the fact that you are taking action. Positive association around money objectives will reinforce a good energy.
. You can’t do it all. If you’re feeling fluster, then ask for help. Know a financially literate friend? Make a date to review paperwork together.
April 17, 2013 7:08 pm
Urban renewal. The acquisition of run-down city areas for purposes of redevelopment.