Gunning Daily News

Word of the Day

June 27, 2012 6:04 pm

License. A privilege or right granted to a person by a state to operate as a real estate broker or salesperson.

Q : Is A Vacation Home a Good Investment?

June 27, 2012 6:04 pm

A: Like any investment, it can be risky. Location and current market conditions are extremely important when deciding whether to buy.

Other things to consider:
• Will you be able to afford repairs, maintenance, insurance, and utilities?
• What about fees to pay agents who rent the property for you?
• If you live several miles away from your vacation home, who will clean up between tenants and take an inventory of household items once the tenants leave?
• What if you are unable to rent your second home? Can your pocketbook withstand the strain of paying the mortgage?

Q: What Are Some Considerations I Should Take into Account When Buying a New Home?

June 26, 2012 7:18 pm

A: You can find out more about an existing property and neighborhood before you buy than you can a new home in a newly developed community.

When the home is on the outskirts of town, ask the developer about future access to public transit, entertainment venues, shopping centers, churches, and schools. Also review local zoning ordinances. A remote area can quickly turn into a fast food haven.

You want to ensure the neighborhood will not spiral out of control and lose its residential appeal.
Other things to consider:
• Ask homeowners already living in a development about the builder. If none currently live there, find out where the builder has previously built and speak to those owners to find out if the builder followed through on promises and needed repairs.
• Ability to make changes. Most homes in a development resemble each other. But the developer may impose restrictions on house color, landscaping, renovations, and other items that a homeowner may want to alter.
• Do not buy into the highfalutin images created by marketing experts. Form your own opinions about a property and only buy where you feel comfortable. After all, you are the one who will be living there.


Word of the Day

June 26, 2012 7:18 pm

Lease. Contract that conveys the right to use property for a period of time in return for a consideration, usually rent, paid to the property owner.

Home Organization for the Busy Household

June 26, 2012 7:18 pm

(ARA) - Between work, school, children's activities, family obligations and travel plans, today's busy families are left with little time to keep their homes tidy and well-organized. With summer fast approaching, it is important for on-the-go families to realize that home organization does not have to be difficult or time consuming.

If you follow these tips, you will learn to prioritize your home organization needs, delegate responsibilities, and ultimately save valuable time:

Make a plan: Keep a small journal in which you list all the areas you would like to tackle before the summer. This will remind you what to focus on and help you organize and clean in less time.

"Busy families need a good system of organization - places to put things and labels for identifying what you've stored so you can easily find whatever you need quickly and easily," says Martha Stewart, founder of Martha Stewart Living Omnimedia.

Teach your family to pitch in: If you're the main housekeeper, it's reasonable to ask family members to help with chores such as loading the dishwasher, picking up toys, taking out the trash and doing the laundry. Delegating small chores throughout the year makes larger organization projects a much easier task.

Stick to a schedule: Try a dry-erase weekly planner calendars, allowing you to create chore charts for family members and assign each task a time slot or day of the week. Place the chart on the door of the refrigerator, so everyone sees it regularly. Schedule a cleaning task as you would a play date or other fun activity.

Tackle one room at a time: To prevent yourself from becoming overwhelmed, it is important to identify the areas that need to be organized. From there, determine which tasks are most necessary in each of those rooms. For example, in your home office, you may need to declutter your desktop by filing away papers in magazine files or organizing financial information in a freestanding accordion file.

Use bins and labels to organize trash: Instead of simply dividing items into separate piles that will likely get knocked over or mixed up, use plastic bins and adhesive labels that say keep, recycle, or donate.

These simple steps make home organization more enjoyable and manageable for a busy, active family. Follow the tips to freshen up your home and get ready to enjoy summer.

Source: Staples.com

4 Basic Tips for Safer Senior Web Surfing

June 26, 2012 7:18 pm

While the number of seniors active online continues to grow, there are still many expressing reluctance to use the web due to fear of the potential dangers associated with online activity. Rather than see seniors forego the benefits that can be derived from the web, especially from social networking, the following tips can help family caregivers teach online safety.

“The web is a tool that can produce many benefits for seniors,” says Barry Birkett, Senior Care Corner co-founder. “Our tips are intended to serve as part of the instructions for using that tool safely and with respect for what can happen if a user isn’t cautious.”

There are many practices users employ to protect themselves online, so many that an exhaustive list may serve to reinforce the fears keeping many seniors from the web. Senior Care Corner’s list of senior web safety tips is intended to be short enough to be memorable and applied by those new to the Internet but still guide them to safe online practices.

Basic Tips for Online Safety
1. As said so well in the movie “The Social Network,” “the internet isn’t written in pencil, it’s written in ink.” In other words, keep in mind that anything posted on Facebook, written in an email or which otherwise makes it online just might be out there permanently—and control is lost once it’s posted. Many people have experienced negative repercussions from information they, friends or loved ones have innocently posted online.
2. When it comes to email, don’t click on any links unless absolutely certain they’re legitimate; don’t assume that official looking emails from your bank, the government or anyone is from the party listed as the sender – confirm separately before providing any private or personal information; and, don’t believe too-good-to-be-true news of prizes, requests to help move money from other nations, or other stories.
3. Choose passwords and password hints – those questions websites ask for use when you forget your password – carefully. Be sure to avoid using information that someone seeking to access your accounts can find on your Facebook page or elsewhere online - - because they are looking. Unfortunately, many of the hint questions used by sites request information often available in social media profiles.
4. When accessing the web through a public WiFi hotspot, such as those found at coffee shops, fast food outlets and many other locations, avoid entering passwords or other private information to avoid having it stolen by someone eavesdropping on your online activity through the hotspot. For loved ones in a senior living facility, check with the staff to learn how to access the internet securely, as most now provide accommodation for residents.
While these tips don’t guarantee 100 percent safety online, when combined with a sense of caution in one’s approach to activity on the web they will go a long way in assuring users an experience that is enjoyable.

Source: SeniorCareCorner.com

Bathroom Remodeling for Style and Space

June 26, 2012 7:18 pm

(ARA) - Now, more than ever, homeowners are adding to the value and comfort of their homes by renovating bathrooms into private retreats with luxurious touches that rival those of an upscale spa or resort.

Ron and Susan Bishop of Adams Township, Pa., recently completed an extensive remodel of the master bathroom in their 20-year-old home. The remake covered nearly every square inch of the space, including the installation of new cabinets, tile, floor coverings and lighting. The couple says one of the biggest highlights is the custom shower enclosure, which uses a fused-on coating to keep its showroom appearance over time.

When considering an update for your bathroom, whether you choose to do an extensive remodel or a smaller project, most kitchen and bath designers agree on these tips:

Consider the size of the bathroom. If you have a small room, look for ways to make it feel more expansive. A sleek, stylish glass shower enclosure helps your bathroom appear more spacious, and in most instances, a frameless shower enclosure will provide the cleanest, most open look. If you decide to go with a framed shower enclosure, you'll have two choices: frameless sliding doors or framed doors. For framed doors, be sure the finish of the metal framing and handles matches your bathroom fixtures.

Think outside the box. Taking a creative approach to bathroom necessities can help you make the most of your space. For instance, the majority of shower enclosures are square or rectangular, but today's designers encourage you to think about other shapes. Don't be afraid to consider a circular or oval-shaped enclosure, a triangle or even a standard shape with an artfully bowed glass door, which can redefine the space and make your bathroom more versatile.

Brighten things up. Repainting your bathroom with light colors can make it feel more spacious. If your bathroom has windows or skylights, use window treatments and accents that maximize the amount of light that comes through to give the room a more airy feel.

Find the best use for your space. Move bathroom cleaning items to a hall closet if you are stretched for storage space in your bathroom, especially if you have freestanding storage units that are taking up valuable floor space. If you need more storage space, consider adding built-in compartments if possible between your wall studs to maximize useable space.

It's been shown time and time again that remodeling a bathroom can add to a home's value. Whether you want to sell or just enjoy your home more, it's one of the most practical and dramatic ways to make your home more appealing.

Source: www.ppgclarvista.com.

Summer Travel Is Still in Style

June 26, 2012 7:18 pm

As the economy improves, consumers are hitting the road and increasing their summer vacation budgets, with 53 percent planning to spend more than $1,500 compared to 39 percent in 2011. Orbitz surveyed nearly 1,000 U.S. travelers about their summer travel plans and of those surveyed 77 percent are taking a vacation this summer with more than half (56 percent) planning to travel by car and 39 percent by air. The majority of consumers (60 percent) said gas prices will be a factor in where they travel this summer.

Based on the Orbitz survey, more consumers are planning to travel in July (31 percent) rather than in June (18 percent) or August (20 percent) with the rest of travelers still undecided. With increased airfares and hotel rates this summer, researching deals and being flexible on travel dates can stretch summer vacation budgets.

"Hotel prices in many of the most popular destination this summer are cheaper in June vs. July, including those in eight of the Orbitz top 10 summer destinations," says Jeanenne Tornatore, Senior Editor of Orbitz.com. "Travelers that can be flexible on travel dates should consider a June getaway when daily hotel rates are 6 percent less expensive, on average."

3 Tips to Avoiding the Budget Barrier

Consumers should not let budgets be the barrier to taking a more than memorable vacation this summer. For those looking to take a fabulous vacation without stretching their finances, Tornatore shares a few summer budget travel tips:

• Follow the sale. Even with rising travel costs this year, summer promotions and deals are plentiful.
• Search all nearby airports and consider traveling on off-peak days and times to help curb higher airfare costs. Expanding search options to include airports within a reasonable radius to departure and arrival destinations will provide more flight and price options. Also, traveling on off-peak days such as early in the week versus the weekend will save consumers green this summer.
• Book a package deal. Avoid a la carte booking and combine air, hotel and car together to optimize savings.

Additional Findings from the Orbitz Summer Travel Survey

• More travelers feel guilty about leaving behind their pet (33 percent) than their children (30 percent) when they go on vacation.
• Americans wish the U.S. would follow Europe's suit regarding paid time off, with 44 percent of survey respondents believing the government should mandate companies to offer at least four weeks of vacation per year.
• Nearly half (47 percent) of survey respondents are getting summer travel ideas through social media platforms such as Facebook and Pinterest.
• 54 percent of consumers said they would attend the Summer Olympics in London this year if money were no object.
• The majority of consumers plan to travel domestically (81 percent), but more consumers are planning to travel internationally this year (19 percent vs. 11 percent in 2011).

Source: Orbitz.com

Q: Do Builders Provide Financing?

June 25, 2012 7:42 pm

A: Many builders offer financing incentives to help move more buyers into a project. In fact, major building companies often have their own mortgage brokerage subsidiaries, while many other builders routinely refer buyers to "preferred" local lenders. If it is a buyer's market in your area, you can be sure developers will offer incentives such as low-down-payment financing or interest rate subsidies.  


Smart Home Improvement: Save Time and Energy

June 25, 2012 7:42 pm

(ARA) - The weather is warm and the sun is shining, making it the perfect time to start your home improvement projects. Whether it's a little tidying up, or a full-on home repair, some tips will help you complete your projects without a lot of headaches.

Winning the battle against rust
As the sun begins to shine brighter, imperfections around the house begin to appear. Metal products that haven't been properly winterized or have simply been out in the elements too long can begin to show signs of wear and tear, and worst of all, rust. Combating rust can be a real challenge, and too often, people would rather toss out the rusty bench, garden tools or even the lawn mower and simply buy something new.

Continue cleaning up outside
Give the outside of your house a little TLC. Start with the roof and gutters, since they've collected a lot of buildup and have experienced their share of wear and tear throughout the colder months. No one wants to spend hours dealing with inside water damage or worse - mold. Stop the drama before it starts by inspecting the roof and gutters and looking for damage such as holes, loose shingles or leaks.

And while you're outside, give your siding a glance, too. While you were warm and toasty inside this past winter, the exterior of your house was getting a beating. Cold weather, snow, ice and even wind can cause problems to the siding, so be sure to address any issues quickly.

Check for a cool breeze
It's probably been a few months since the air conditioner was turned on, making now the perfect time to check that it's still running smoothly. Your air conditioner is important because it not only keeps your home cool during the hot summer; it also dehumidifies your house and keeps mold from developing inside the walls.

First, check the AC filters and replace them if they appear dirty, since a dirty filter can cause strain and damage to your air conditioner by making it work harder than necessary. Turn your air conditioner on for a test run; once it has been running for a while, check the refrigerant levels by feeling the pipe connected to your AC unit. It should feel cool to the touch - if it doesn't you may be low on refrigerant and will want to refill before the long, hot days of summer.

Make the inside sparkle
Outside projects shouldn't get all your attention. As you move inside, start off with small cleaning projects so you don't get overwhelmed. Scrubbing your bathroom, vacuuming your carpets and dusting every inch of the house can take some time - which most of us don't have. Simple tasks such as cleaning one room a day, clearing off cluttered countertops as you walk into the kitchen, creating an organization system and donating unused products to charity can get your house clean in no time.