Gunning Daily News
May 1, 2012 5:42 pm
The resume is one of the most critical components in their job seekers getting the interview. Read the following top reasons that resumes may not land interviews, provided by Flex Hour Jobs.
1. Resume is too wacky or unprofessional.
2. Screening software excludes resumes without relevant experience or pertinent keywords.
3. Extensive and unexplained work gaps indicating a possible lack of updated skills.
Lack of mobility or inability to travel or relocate.
4. Job Seeker too focused on kind of company they want to work for, rather than what they can do for the company.
5. Resumes not formatted optimally with visible attention-catching information.
Too many typos or poor grammar.
6. Resume appears mass mailed and not specific to the job.
7. Candidate over qualified, too set in their ways of doing a job the same way for years.
8. Resume appears overly embellished with experience and achievements.
A well thought-out, targeted search for a job will allow the job seeker to focus on the exact requirements of that position and make sure that relevant job experience is clearly stated in a visible area of the resume. Most hiring managers’ minds will be made up about a candidate within 6-15 seconds of reading a resume, so the top of the resume is critical.
Flex Hour Job founder Jacqueline Sloboda states that, “Online resume submissions should list the most eye-catching information above the fold, visible before the viewer has to scroll down.”
May 1, 2012 5:42 pm
Eminent domain. The right or power of government to acquire private property for public use without the consent of the owner, provided fair compensation is provided.
May 1, 2012 5:42 pm
Q: How can I finance a remodeling project?
A: There are many ways to finance a remodeling project. If you have equity in your home, a good credit rating, and steady income, you can refinance your mortgage and borrow a percentage of the equity to cover remodeling costs. Refinancing is a good option if you can get a mortgage interest rate at least two percentage points below your current home loan rate. Other options include a second mortgage, a home equity loan, or an unsecured loan. Less popular options: margin loans, which are taken against securities you own, and loans from retirement plans, life insurance policies and credit cards.
April 30, 2012 5:34 pm
If summer travel is in your plans, there are a few tips to consider that may help you save a bundle on airfare, according to Joe Brancatelli, publisher of the website, Joesentme.com.
“On a single flight, there can be more than a dozen pricing categories,” Brancatelli says. He offers these tips to help you snag the best deals in the air:
• Book six weeks in advance – Data collected over four years shows that while some of the best deals may be found at other times, booking 42 days in advance of your flight will generally save you money.
• Check for morning deals – Although some airlines offer discounted tickets all day, the early morning is the best time to find discounted fares.
• Check on Tuesday afternoons – According to farecompare.com, many discount deals are offered online on Tuesdays at 3 p.m. Eastern time.
• Fly on Wednesdays – Flying on a Wednesday can net you airfare discounts, with Tuesdays and Saturdays not far behind. Those are the days when the most empty seats often require discounting to fill the plane.
• Fly early – While it may mean getting up well before sunrise, you will find the first flights of any morning are always the cheapest, studies show.
• Check low-cost airlines individually - Comparison sites like kayak.com don't necessarily do all the work. Some low-cost airlines, like Southwest in the United States and Ryanair in Europe, don't allow their tickets to be quoted on popular comparison websites. So check them separately.
• Sign up for free alerts - Almost every major online booking site offers airfare alerts that ping you when fare prices fall. AirfareWatchdog.com stands out from the pack.
• Build a relationship - Elite members of an airline's frequent-flyer program, or those who have a credit card tied to the airline, automatically have a leg-up on being offered lower fares. Also, credit cards tied to the airlines offer perks that were once standard, such as free checked bags, priority boarding, and seat selection, so they may be worth signing up for if you fly frequently on one airline.
April 30, 2012 5:34 pm
Are you wondering where 2012’s collegiate will be scurrying off to after graduating this May? Well now you can put your curiosity to rest; Rent.com researched cities across the country and has compiled a list highlighting 10 great cities for the post-grad set based on unemployment rates, mean annual income, cost of living, and rental inventory (in no particular order):
• Boston, Mass. – A low unemployment rate and high mean income attracts career-minded young professionals. The character of a college town makes for a smooth transition, in which nightlife options abound.
• Minneapolis/St. Paul, Minn.– The Twin Cities truly combine natural beauty with the benefits of an urban center. With an unemployment rate well below the national average, finding a job shouldn’t be a stressful task in Minneapolis and St. Paul.
• Seattle, Wash. – The perfect city for a new class of intellectuals, Seattle offers a well-educated workforce as well as plenty of outdoor adventure and foodie cuisine.
• Houston, TX – Houston is known for cost-competitive housing and a favorable cost of living. Add to that a diverse mix of jobs and commuter-friendly transportation, and Houston has a lot to offer for new grads.
• Baltimore, Md. – The Charm City is a friendly place to live and play, with a diverse cultural scene and more than 200 unique neighborhoods to call home.
• Dallas, TX – With the hospitality of Texas and the modernity of a sophisticated city, Dallas offers all of the benefits of big city living without the big city price tag – the cost of living is well below the national average.
• Kansas City, Mo. – Healthy living and an eco-friendly lifestyle are just one part of the booming downtown of Kansas City. It’s also known for barbecue and jazz – so very grown up chic, right?
• Raleigh, N.C. – People of all ages move to Raleigh for affordable housing and temperate weather. With an economy based on three local universities, post-grads looking for jobs in industries like biotech or computers will thrive in these North Carolina cities.
• Washington, DC – A favorably low unemployment rate and high mean annual income make Washington, DC a smart choice for new young professionals. The federal city also offers entertainment for everyone, from nightlife and world-class dining to cultural institutions.
• Austin, TX – A quickly growing city, Austin boasts a low cost of living and neighborhoods with character ranging from funky to serene. A thriving music scene will inspire recent grads to partake in the arts.
April 30, 2012 5:34 pm
The Internet makes it easier than ever before to find home improvement inspiration. Social networking sites have taken the place of word of mouth between neighbors, and popular sites like Houzz and Pinterest let users share ideas and opinions on home trends with a seemingly endless social network.
"It is impossible to ignore the impact of social media and digital tools on home design trends," says Jeff Kaliner, Power Home Remodeling Group’s Founding Partner. "Whether their motivation is to keep up with the Joneses or to give their home some personality, these sites spark the imagination of homeowners looking to improve their home's appearance — and the sky's the limit when it comes to inspiration."
Below are four areas where the Internet helps homeowners turn their home improvement inspiration into reality:
• Social media – Consumers stay tuned to home improvement news and trends by following their favorite companies on Facebook, Twitter and YouTube. These sites provide an opportunity for customers to build relationships with contractors and retailers, have direct access to a company's knowledge and expertise, and quickly spread the word about home improvement projects to their family and friends.
• Inspiration boards – New sites like Houzz and Pinterest are examples of the visual trend in social networking. Users cull through thousands of images with the ability to save their favorites into personalized categories called 'ideabooks' or 'pinboards.' For example, if a homeowner is in the market for a new entry door, they can visit Houzz, search for entry door inspiration and save their favorites. Later when they are meeting with a contractor, they can revisit these choices to easily communicate what they are looking for. Similarly, home improvement professionals can use the site to highlight their work as inspiration for others. The most popular content is heavily shared among users and home design trends begin to emerge.
• Virtual home remodelers and home management websites – Home improvement companies are making it easier than ever for homeowners to manage their home on the web. Popular big box retailers have designed complex home management websites to help homeowners store paint colors, product numbers and other detailed information as a way to capture consumers' attention online and cultivate customer loyalty. Similarly, Power customers are encouraged to test the look of Power products on their home's facade with the company's virtual home remodeler. The tool, which can be accessed through Power's Facebook page and website, allows homeowners to select a variety of siding, roofing, window and door styles and colors to see what their remodeled home would look like.
• Do-it-yourself and design blogs – The popularity of home improvement, design and do-it-yourself bloggers has grown exponentially in recent years. Loyal readers follow blogs for trends, ideas and inspiration by reading through the trials and tribulations of bloggers who document a variety of home-related projects.
For more information, visit www.PowerHRG.com.
April 30, 2012 5:34 pm
April is National Home Inspection Month, and homeowners across the country are learning about the benefits of having a home inspection—an important step in the home buying and selling process. Whether your home is on the market or you simply want to maintain its condition, enlist the help of a trustworthy home inspector to ensure that your current or potential home is in optimal condition.
When buying a home, a home inspection determines its structural and mechanical condition. If there are any problems, your inspector will make them known and estimate costs for repair. You can then determine if the cost of dealing with these issues is worth the listed price of the home or if more negotiation is required.
If you are selling your home, a potential buyer is likely to enlist a home inspector, but you can arrange your own home inspection to prepare. They will help you identify any issues that need fixing, so that you can present your home as structurally and mechanically sound home.
Even if you're not in the process of buying or selling, home inspection is important to the upkeep of your property. Prevention is more affordable than treatment—and a home inspector will help you identify issues before they become a serious problem. For example, a home inspector could identify a hole in your roof; left untreated, you may need an expensive new roof, but caught by a home inspector, you may only require an inexpensive patching service.
A home inspector will examine your home for structural and safety issues. They will determine if your foundation has been damaged by renovations or termites, and verify the condition of support beams. They will also check for safety hazards, including rotting steps, loose railings, and faulty locks.
Your home inspector also knows to look for problems with wiring and electrical boxes, as well as plumbing issues. Water damage can be a deal-breaker in the sale of many homes, and a home inspection can identify potentially costly leaks.
April 30, 2012 5:34 pm
Easement. Limited right to cross or use for some specified purpose the property of another. It may be permanent or temporary. Water, sewage, and utility suppliers frequently hold an easement across private property.
April 30, 2012 5:34 pm
Q: Are 40-year mortgages a good idea?
A: The main reason buyers sign on for these type of loans, which add 10 years to the traditional 30-year mortgage, is to take advantage of smaller monthly payments.
According to real estate experts, the shorter-term loan is usually more advantageous for the homebuyer. The drawback becomes apparent simply by calculating the cost of additional interest payments, which can total thousands for the privilege of just saving the difference of a few dollars in monthly mortgage payments.
April 27, 2012 2:10 pm
With warm weather season in full swing, now is the time to start planning your fun family getaways. If you are concerned about affording it all, author and financial expert Farnoosh Torabi offers the following tips to help you have fun and save money on your next vacation.
Bank on gas-saving apps
Look to budget-friendly websites, such as www.GasBuddy.com, which also offers an app that helps you find the closest gas station with the best prices near you. Another gas-saving app is Gas Hog. It costs 99 cents and calculates your car's fuel economy, then provides tips on ways to make your car more fuel-efficient.
Rent a car
It turns out that, contrary to popular belief, it can actually be cheaper to rent a car for weekend getaways than it is to drive your own. According to a study by Brett Smith, co-director, manufacturing, engineering and technology for the Center for Automotive Research, when renting a compact car from Enterprise Rent-A-Car at its weekend rate, the savings can come to 12 cents per mile. If your getaway is a 300-mile round trip, the fuel savings could be more than $20.
"By renting a car, you reduce the stress and mileage placed on your own vehicle, and you can upgrade or downgrade depending on the size of your family and fuel economy needs," explains Torabi.
Pack and save
On road trips, most people grab a few snacks every time they stop for gas. Over time, those candy bars and sodas can really add up. A family of four can easily spend $15.00 for drinks and snacks at just one stop. "One easy way to lower the cost of your trip is to pack your own food. Pack a cooler full of bread, peanut butter, string cheese, water, juice and plenty of fruit. You'll be less likely to splurge while filling up the tank, make healthier choices, and save a bundle over all," says Torabi.
Book hotels on Sunday nights
This is when the weekend rush is over and hotel managers have time to talk on the phone and discuss available discounts. Ask to get a free night's stay if you're staying for more than two nights. That's at least $100 saved right there.
Better yet - skip the hotel
Find cheap -- but chic -- guest rooms in local homes and apartments through websites such as www.AirBnB.com and www.OneFineStay.com.
"With a little planning and flexibility, your family can enjoy a vacation they'll remember for years to come," says Torabi.