Younger seniors and baby boomers are more engaged in their Medicare coverage and more willing to make changes to ensure it meets their needs, according to a national survey of seniors enrolled in Medicare. The Allsup Medicare Advisor Seniors Survey, commissioned by Allsup and conducted by Richard Day Research (RDR), indicates age is a primary driver of attitudes toward current Medicare coverage, future intentions of changing plans and active use of free preventive care services. Allsup is a nationwide provider of Medicare plan selection and Social Security Disability Insurance (SSDI) representation services.
"People who've recently enrolled in Medicare are more critical and informed about their Medicare coverage," says Paul Gada, personal financial planning director for Allsup. He directs Allsup Medicare Advisor®, an impartial nationwide Medicare plan selection service. "They are more likely to change if they're not happy with their coverage and more likely to take advantage of free healthcare services available to them."
In fact, the Allsup Medicare Advisor Seniors Survey of 900 individuals shows important differences among younger seniors (ages 65-69) and older seniors, including that younger seniors are:
Less satisfied with coverage.
Only 58 percent of those under 70 years of age were very satisfied with their Medicare coverage compared to 72 percent of those 80 years of age or older.
More willing to change coverage
. Most seniors don't plan to change Medicare plans during the next year. However, 48 percent of those under age 70 are not ruling out a change, compared to 38 percent who are age 80 and older.
More frequently changing coverage
. In just the few years that those under 70 years of age have been eligible for Medicare, 18 percent have already changed plans.
Nearly twice as likely to review their plan.
Forty percent of seniors under age 70 have reviewed their current Medicare plan in the past 12 months, compared to just 22 percent of those 80 years of age or older. More likely to take advantage of
preventive services under Medicare. Forty percent of seniors under age 70 already have used at least one of the preventive services now offered under Medicare at no additional cost. Additionally, 63 percent of those under 70 who have not used a preventive service said they plan to do so in the next year. In comparison, only 34 percent of those 80 or older have used a free preventive service, and only 44 percent of those who have not done so said they plan to in the next year. Examples of these preventive services include annual wellness exams, cardiovascular screenings, flu shots, medical nutritional therapy and glaucoma tests.
"Whether it's a generational issue— with baby boomers being more persistent— or it's simply that people become less engaged and more tolerant of the status quo over time, younger seniors do appear to be poised to benefit more, so long as they continue to remain involved with their Medicare coverage," Gada says.
For more information, visit http://www.Allsup.com